Commissions from insurance companies (built into premiums). They don't charge you directly for their service.
Is it better to use a broker or go direct?
Brokers compare multiple insurers for best rates. Direct writers (like ICBC or BCAA) only sell their own products. Brokers offer choice and advocacy during claims.
What types of insurance do brokers sell?
Home, auto, business, life, disability, and commercial coverage. Some specialize in specific areas like farm or marine insurance.
How do I choose an insurance broker?
Look for independent brokers with multiple markets, check reviews, and ensure they carry errors and omissions insurance.
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